Investors can expect a company’s stock to rise or fall based on the buying and selling of stock by its insiders. Upstart Holdings Inc shares valued at $54,640 were sold by Darling Scott on Oct 01 ’25. At $54.64 per share, Darling Scott sold 1,000 shares. The insider’s holdings dropped to 123,898 shares worth approximately $6.33 million following the completion of this transaction.
Also, Darling Scott purchased 1,000 shares, netting a total of over 54,640 in proceeds.
Before that, Darling Scott had sold 1,000 shares from its account. In a trade valued at $70,010, the Chief Legal Officer traded Upstart Holdings Inc shares for $70.01 each. Upon closing the transaction, the insider’s holdings decreased to 1,000 shares, worth approximately $6.33 million.
As published in a research note from JP Morgan on August 20, 2025, Upstart Holdings Inc [UPST] has been rated up from a Neutral to an Overweight and the price target has been revised to $88. Earlier on June 12, 2025, Stephens initiated its rating. Their recommendation was “an Equal-weight” for UPST stock.
Analyzing UPST Stock Performance
On last trading session, Upstart Holdings Inc [NASDAQ: UPST] rose 1.35% to $51.07. The stock’s lowest price that day was $49.69, but it reached a high of $52.54 in the same session. During the last five days, there has been a drop of approximately -1.33%. Over the course of the year, Upstart Holdings Inc shares have jumped approximately 8.61%.
Is Upstart Holdings Inc subject to short interest?
Stocks of Upstart Holdings Inc saw a sharp rise in short interest on 2025-09-30 jumping by 4.33 million shares to 25.43 million. Data from Yahoo Finance shows that the short interest on 2025-08-29 was 21.1 million shares. A jump of 17.03% in short interest reflects a negative sentiment towards the stock. Despite the fact that short shares comprise just 3.24 of the overall float, the days-to-cover ratio (short ratio) jumped to 3.24.
Which companies own the most shares of Upstart Holdings Inc (UPST)?
In terms of Upstart Holdings Inc share price expectations, FactSet research, analysts set an average price target of 70 in the next 12 months, up nearly 38.92% from the previous closing price of $50.39. Analysts anticipate Upstart Holdings Inc stock to reach 71 by 2025, with the lowest price target being 55. In spite of this, 12 analysts ranked Upstart Holdings Inc stock as Hold at the end of 2025. On April 29, 2025, BofA Securities assigned a price target of “a Neutral” to the stock and upgraded coverage with a $53.
