Investors can expect a company’s stock to rise or fall based on the buying and selling of stock by its insiders. Upstart Holdings Inc shares valued at $50,000 were sold by Darling Scott on Jan 05 ’26. At $50.00 per share, Darling Scott sold 1,000 shares. The insider’s holdings dropped to 17,435 shares worth approximately $0.84 million following the completion of this transaction.
Also, Darling Scott purchased 1,000 shares, netting a total of over 50,000 in proceeds.
Before that, Cooper Kerry Whorton had sold 1,500 shares from its account. In a trade valued at $75,000, the Director traded Upstart Holdings Inc shares for $50.00 each. Upon closing the transaction, the insider’s holdings decreased to 1,500 shares, worth approximately $1.15 million.
As published in their initiating research note from Truist on January 06, 2026, Upstart Holdings Inc [UPST] has been a Buy and the price target has been revised to $59. Analysts at JP Morgan upgraded the stock from ‘”a Neutral”‘ to ‘”an Overweight”‘ outlook in a report released in mid August.
Analyzing UPST Stock Performance
On last trading session, Upstart Holdings Inc [NASDAQ: UPST] rose 3.14% to $47.91. The stock’s lowest price that day was $46.29, but it reached a high of $48.44 in the same session. During the last five days, there has been a drop of approximately -5.33%. Over the course of the year, Upstart Holdings Inc shares have dropped approximately -15.95%.
Support And Resistance Levels for Upstart Holdings Inc (UPST)
RSI (Relative Strength Index) is 51.98 on the 14-day chart, showing neutral technical sentiment.
Is Upstart Holdings Inc subject to short interest?
Stocks of Upstart Holdings Inc saw a sharp rise in short interest on 2025-12-31 jumping by 3.05 million shares to 26.68 million. Data from Yahoo Finance shows that the short interest on 2025-11-28 was 23.62 million shares. A jump of 11.45% in short interest reflects a negative sentiment towards the stock. Despite the fact that short shares comprise just 6.03 of the overall float, the days-to-cover ratio (short ratio) jumped to 6.03.
Which companies own the most shares of Upstart Holdings Inc (UPST)?
In terms of Upstart Holdings Inc share price expectations, FactSet research, analysts set an average price target of 56 in the next 12 months, up nearly 20.56% from the previous closing price of $46.45. Analysts anticipate Upstart Holdings Inc stock to reach 59 by 2026, with the lowest price target being 40. In spite of this, 12 analysts ranked Upstart Holdings Inc stock as Hold at the end of 2026. On June 12, 2025, Stephens assigned a price target of “an Equal-weight” to the stock and initiated coverage with a $55.
