Investors can speculate about the future of a stock by watching how its insiders buy and sell stocks. Upstart Holdings Inc shares valued at $3,922,800 were purchased by Gu Paul on Nov 11 ’25. At $39.23 per share, Gu Paul acquired 100,000 shares. The insider’s holdings grew to 80,000 shares worth approximately $2.98 million following the completion of this transaction.
Also, Darling Scott sold 1,000 shares, netting a total of over 55,012 in proceeds. Following the sale of shares at $55.01 each, the insider now holds 123,148 shares.
Before that, Darling Scott had added 1,000 shares to its account. In a trade valued at $55,012, the Officer bought Upstart Holdings Inc shares for $55.01 each.
As published in a research note from JP Morgan on August 20, 2025, Upstart Holdings Inc [UPST] has been rated up from a Neutral to an Overweight and the price target has been revised to $88. Earlier on June 12, 2025, Stephens initiated its rating. Their recommendation was “an Equal-weight” for UPST stock.
Analyzing UPST Stock Performance
On last trading session, Upstart Holdings Inc [NASDAQ: UPST] plunged -1.69% to $37.27. The stock’s lowest price that day was $36.625, but it reached a high of $38.2 in the same session. During the last five days, there has been a drop of approximately -5.93%. Over the course of the year, Upstart Holdings Inc shares have dropped approximately -45.48%. Shares of the company reached a 52-week high of $96.43 on 02/13/25 and a 52-week low of $31.40 on 04/04/25.
Support And Resistance Levels for Upstart Holdings Inc (UPST)
According to the 24-hour chart, there is a support level at 36.53, which, if violated, would cause prices to drop to 35.79. In the upper region, resistance lies at 38.10. The next price resistance is at 38.94. RSI (Relative Strength Index) is 34.09 on the 14-day chart, showing neutral technical sentiment.
Is Upstart Holdings Inc subject to short interest?
Stocks of Upstart Holdings Inc saw a sharp rise in short interest on 2025-10-31 jumping by 4.16 million shares to 29.59 million. Data from Yahoo Finance shows that the short interest on 2025-09-30 was 25.43 million shares. A jump of 14.06% in short interest reflects a negative sentiment towards the stock. Despite the fact that short shares comprise just 4.38 of the overall float, the days-to-cover ratio (short ratio) jumped to 4.38.
Which companies own the most shares of Upstart Holdings Inc (UPST)?
In terms of Upstart Holdings Inc share price expectations, FactSet research, analysts set an average price target of 55 in the next 12 months, up nearly 45.08% from the previous closing price of $37.91. Analysts anticipate Upstart Holdings Inc stock to reach 56 by 2025, with the lowest price target being 40. In spite of this, 12 analysts ranked Upstart Holdings Inc stock as Hold at the end of 2025. On April 29, 2025, BofA Securities assigned a price target of “a Neutral” to the stock and upgraded coverage with a $53.
